Police dog Bosco undergoing surgery

The health of a beloved canine contributor to the community could be at risk.

Germantown Police Department police dog Bosco is having surgery this afternoon to remove a mass that may be cancerous.

Officer Bosco, used by the department for the last four years to detect a variety of drugs and search for suspects and endangered people, has been experiencing health problems, and doctors discovered the mass during an examination Nov. 26.

Germantown Police Chief Peter Hoell said the surgery, at an estimated cost of $2,000 to $3,000, could be the first step in saving the 6-year-old dog.

"We are going to hope for the best and prepare for the worst," Hoell said.

It is unknown whether additional treatment will be necessary, so the department is seeking any help the public is willing to offer to offset the cost of Bosco's medical bills. Checks made payable to the Germantown Police Department K-9 Fund can be mailed to the department, N112 W16877 Mequon Road, Germantown, WI 53022, or dropped off in person.

"At this point we'll take things day by day," Hoell said, adding that the department is committed to doing everything it can to cure Bosco.

For information, call the department at (262) 253-7788.

(Article courtesy of Ty Finke)

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Winter Wonderland...

Germantown has taken on the look of Christmas with the eight or so inches of snow that fell on us overnight.

Our snow plowers and salters appear to have been on the ball given the state of our roadways this morning.  I've heard the sirens that always seem to announce the first major snowfall of each season.  We can hope that the only injuries suffered were by fenders and bumpers.

Isn't global warming an amazing phenomenon?

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Village Board Reconsiders Hotel Tax...

The Village Board meets tonight and among the agenda items is the possible reconsideration of the 2% bump (a 33% increase from 6% to 8%) in the hotel room tax in Germantown.

Public comments had indicated that all the hotels in Germantown were in support when this was originally passed, however a storm of criticism erupted following the vote.  Apparently there wasn't the support thought at the time.

Our political system creates winners and it creates losers.  It has done that since there was a political system.  It does that no matter the party in power.  We are watching the reshuffling of the seats of power in Washington now, and that is a great thing to watch since it did not involve a military coup or the forceful overthrow of one regime in favor of another.

The winners and losers are being resorted as the result of the most recent election.  It is interesting to me that I see many of the same faces that I recall seeing over the course of time.  They seem to ebb and flow almost like the tides.  They may be "out of favor" for awhile and then they're back "in favor".  In their cases, there is relatively little difference between the two except that there may be more prestige when they're "in favor".  Money always seems to flow in their direction although it can be diminished when they are "in favor" if that means they hold an office in the government of our country.

We shouldn't anguish over their plight for too long since they seem to make up for any financial duress suffered when they 'retire' from the government position.

Government employees are adept at remaining winners.  Some in Milwaukee County walk away with a million dollars in their pocket at retirement.  Few are ever laid off even though that threat hovers every once in awhile.  All have solid benefit programs.  Few seem to be overworked.  It seems almost impossible to "privatize" any of these positions as we see from the trials and tribulations of Scott Walker as Milwaukee County Executive

Some winners seem adept at remaining winners almost without regard to the party in control.

Some losers seem adept at remaining losers, too.

The perennial losers of whom I am thinking are us...the taxpayers.  It seems we are always coming out on the 'short end of the stick', doesn't it?

Just over the course of three days in November, we learned why we are in the column called "losers".

MATC was given the seemingly perpetual right to tax us to the tune of at least $5.7 million every year since we are blessed to be part of that taxing district.  Us taxpayers took another one in the shorts!

Governor Doyle was quoted as saying "the pain must be shared" in speaking of the current $5.4 billion expected shortfall in the next biennial budget.  We know to whom he was speaking...us taxpayers!

Then to add insult to injury, three gentlemen wrote an article called "How to raise money for our state" that was published on JSOline on November 22nd.  I tote up the great ideas they espoused:

• the Doyle proposal to increase taxes on oil companies and hospitals to the tune of hundreds of millions of dollars
• a sales tax increase of 1% that would raise something on the order of $800 million per year
• the extension of the sales tax to non-medical professional services like tax preparation and accounting services that would raise some $300 million per year
• the extension of the sales tax to business services that would raise $230 million
• closing business tax "loopholes" for companies doing business in and out of Wisconsin (so-called "combined reporting") that would generate an estimated "several hundred" million dollars a year.
• elimination of something that is called the "domestic production deduction" that would 'only' impact companies with over $100 million in assets and that would yield "at least $40 million"
• changing the taxing of businesses from that of taxing profits to a system where business receipts would be taxed instead (so that a business not making a profit would still pay taxes) which would generate some $400 million
• increasing the top rate on personal income tax from 6.75% to 7.75% ( a nearly 15% increase) which would raise another $180 million
• taxing all capital gains thus adding some $280 million to the treasury
• restoring the tax on the first 50% of social security earnings to get another $100 million
• elimination of a thing called the "itemized deduction credit" that would 'only' hit people earning more than $100,000 per year thus generating $320 million
• bringing back the tax on inheritances that would generate another $95 million
• and, last but certainly not least, restoring the annual inflation indexing of our already highest in the nation tax on gasoline that would bring in another $32 million for every penny of gas tax (that would mean something in the range $1 billion annually if the gas tax is now $0.30 per gallon)

I certainly appreciate their attempt to be helpful but I doubt that our governor and the senate and the assembly majorities need any help to raise taxes.

What is forgotten, ALWAYS, is that it is us losers...us taxpayers...who pay every penny of every tax levied in the state in one form or another.

Taxes always find their way to the lowest rung on the economic ladder, and that is us, the consumer and the taxpayer.

There certainly are winners and losers.  Wouldn't it be wonderful if we could experience being a winner once in awhile?

And...isn't it amazing that we never learn how much could be saved if some of the jobs would be eliminated, and if some of the benefits would be reduced, and if some of the massive 'give-away' programs were curtailed?

Yup.  I'm hallucinating, all right!

Okay, I lied just to get you to look; because, not many people read when I write on this topic...even though it is critically important! 

This is really about Wisconsin and its plan to require all small businesses (50 or fewer employees) to have health insurance.

I am a small business person and I do provide health insurance.  I don't want to be forced to do that, since I might be unable to stay in business someday if that were to be a requirement.

It is bad enough that Wisconsin would tell me I have to do this, but it is also going to ultimately tell me what plan I have to subscribe to in order to provide the required coverage.  I will be forced to buy my health insurance through something called BadgerChoice and a new concept called a 'connector'.  Massachusetts has been using a 'connector' for a couple of years; that plan has exacerbated the shortage of primary care doctors, has driven many insurance brokers out of business and has been short of money since its inception (this leads to rationing of care, by the way).

As I drive through Germantown, I see a bunch of what are called 'small businesses'.  I recognize that there are more employees employed by small businesses in Wisconsin than are employed by big business.  I am among the roughly 50% of small businesses that are able to provide health insurance and I do that because it is good for my business and for my employees...and therefore for my customers.

There have been rumors circulating about a new small business health plan that was being touted in very quiet sessions using a power point show that had been designed by the Wisconsin Department of Health Services that is now run by Ms. Karen Timberlake who obviously gets her marching orders from Governor Jim Doyle.  The Business Journal published an article today that discusses this program.  I know enough people in the benefits industry to have heard about this several months ago, and dreaded the day that it gained enough steam to break out into the light of day...at least partially...since there are a lot of things that we're not yet being told.

By the way, Ms. Timberlake is quoted in this article as saying, "I would like to avoid having small businesses opt out if they already have a good deal.  Otherwise, the program will only have high-risk participants and insurance will still be unaffordable."  That is why I said that we'll be forced to join this plan.

This is one of the 'great benefits' of the new Democrat-controlled state government.  They can make this happen without regard for whether or not it is a good thing.  They have wanted this for a long time, and by golly, they're going to have it now that they are in absolute power.  They need some "Pass Go & Collect $200" cards from the Feds and that will happen, if not already in place, because the Dems control that level of government, as well.  We voted for change, and we're gonna' get it whether we like it or not.

What is worse is that this is being cobbled together in the new state budget so that it will not be a stand-alone bill that can be debated in public.  This is the same state budget that now has to find ways to handle a $5.4 billion funding shortfall.  Tell me what comes to mind when you see this great new program being foisted on the small businesses in Wisconsin at the same time we have a huge hole needing to be filled?

TAX INCREASES!

On top of tax increases, there will be more and more vacant store fronts and more and more people unemployed; and it will be able to be traced directly to this garbage.

How appropriate that this would surface just as we prepare to "stuff" our turkeys.  Those aren't the only things being "stuffed".

Today we'll explore the WEAC insurance companies called WEA Insurance Group.

The WEA Insurance Group is composed of five organizations:

• WEA Insurance Trust
• WEA Insurance Corporation
• WEA Tax Sheltered Annuity Trust
• WEAC Member Benefit Trust
• WEA Property & Casualty Insurance Company

These organizations are used to provide coverages such as health insurance, dental insurance, long term disability insurance, long term care insurance, automobile insurance, homeowners insurance and tax-sheltered annuities.

This is a spectacular picture from the WEA Trust that was created in 1970 with initial capitalization of $5,000 that was provided by WEAC.  By 1977, this Trust had become the thirteenth largest health insurer in Wisconsin.  By 1989, it employed 140 people, and now employs some 500 people and serves over 200,000 public school employees and family members.

It, as is its parent, is the 800 lb. gorilla so far as insurers providing coverage to school districts in Wisconsin.  It takes pride in the ways in which it developed new coverages for its members and in its record of few member complaints.

Among the breakthroughs it claims credit for are these:

• The trust was the first in the state to offer a disability plan that replaced 90% of a disabled employee's income.  (Typical insurance policies offer up to two-thirds of the employee's compensation to encourage those who are able to return to work as soon as possible, and to help hold insurance premium cost down for employers.)
• The Trust was the first insurer in Wisconsin to cover transplants as a standard benefit.  (Such breakthroughs have had to add costs to these plans that caused increases in premiums to employers.  Most insurers were hesitant to offer such coverage unless and until forced to do so by state mandate since they would've been priced uncompetitively with other insurers.)
• The Trust health plan covered psychiatric and chiropractic services "long before the law required insurance companies to offer such benefits".  (Again, we see marketplace differentiation that made it nearly impossible for other insurers to compete for school district business while it made the employers pay more due to these increased levels of service.)

We discussed Jane Doe's coverage cost to the district in a recent Blog.  Jane's cost to the district was $19,279 during the most recent school year, and she paid another 3% of the premium from her pocket as her contribution toward that cost.  Given the coming school year and plan changes that have been made by WEA Insurance Trust, the cost to the district for the most comparable program will go up to some $22,400 for an increase of about 16% in its cost.  (This is contrasted with an average increase in Wisconsin for other employers of about 4% this year according to a survey by the Mercer consulting firm released today.)

That same announcement based on the Mercer survey pointed out that $1,000 deductibles are now commonplace across America.  I would be amazed if a single school district in Wisconsin could be identified that has such a deductible in place.  Premium sharing by employees is often done on a 25%-75% or a 50%-50% basis in Wisconsin's workplaces, but in Jane's case there is a 3%-97% sharing arrangement.  It is not at all uncommon for employees of firms with fewer than 50 employees to have no health insurance coverage provided by their employer today.  That percentage is in the range of 50% to 60% in Wisconsin today.

WEA Insurance Trust points to its success with the following statistics:

• Health plan enrollment was 138,024 for 2007, or 71% of eligible school districts.
• Dental plan enrollment was 149,961 for 2007, or 78% of eligible school districts.
• Long term disability enrollment was 60,063 for 2007, or 75% of eligible school districts.
• Life plan enrollment was 36,237 for 2007, or 46% of eligible school districts.
• Long term care enrollment was 21,251 in 2007, or 23% of eligible school districts.

This is what the insurance industry calls "penetration" of a marketplace, and it points to the dominance that WEAC has in negotiating on behalf of its insurance companies.  I have spoken with people who have attempted to compete against the WEAC/WEA Insurance Trust insurance programs.  They have made presentations to Boards showing significant decreases with relatively little in the way of plan benefit reductions and few are ever successful in getting the business.  The union dominates this world.  Some question why the teachers would permit this to happen since the premium costs impact their pay due to the QEO rules, but I suspect any teacher who would voice his or her concern might feel uncomfortable in his or her peer group as the result.  And, it is great if you're in the cat bird's seat with the 'Cadillac' coverage.

If you read yesterday's piece, you may've noted that WEAC has universal health care as one of its legislative goals.  That would be great since they could then shift costs to all the state's citizens instead of just to those citizens in a district they provide coverage for.  And, most interesting of all is this overlooked fact:  WEAC had already obtained favorable treatment for its members in the Healthy Wisconsin program that was defeated last year.  Universal health care is great but they must still have better coverage for their members...and the party in control of state government was willing to cause that to happen.

Some have questioned the people costs of a school district but this kind of information helps us better understand where some of those costs originate. 

Surprise, Surprise...

I'm sure this must come as a great shock to us all.

The Wisconsin Technical College System Board voted 12-0 in favor of denying the petition request made by the Germantown School District to be permitted to leave the MATC district and move into the Moraine Park Technical College district.

We'll just have to shut up, pay our exorbitant MATC tax load and wait for another twenty years and try again.

In a very selfish way, I can at least look forward to many more opportunities to ridicule the MATC decision-making apparatus as well as the silly ways this group finds to divest themselves of our money.

When will we have a state government that wakes up to the folly of none-elected (appointed) boards that have taxing powers.  This is truly taxation without representation...and there seems not a thing we can do about it.

Maybe current MATC President Darnell Cole will eventually find another school that is willing to take him off our hands; I feel confident that he'll continue to look for more money and more people to tax.  After all, the goose that is called the MATC district is just about finished laying larger eggs.  I wonder if technical colleges also have powers of annexation?  That wouldn't come as too great a surprise, either.

I also wonder if we'll see more "free" laptops being donated to the library; and if we'll see that "splendid" cooperation between our industry and the MATC get even better.  We'd probably be wise to not hold our breath until that occurs.

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Knodl Konundrum - Chapter Two...

Dan Knodl has entered a plea of not guilty in Ozaukee County to the charges lodged against him over names published without the permission of those named.

I suspect that, at worst, he'll be fined a modest amount and life will go on.

I have to say, though, that I'd be very embarrassed if that were my campaign and I let that happen when I would've known I had a comfortable lead in such a dominant Republican stronghold.

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Mequon Road/Pilgrim Road Intersection Construction...

It seems that the construction in this main intersection in Germantown has gone on longer than had been expected.  I certainly hope this ends very soon so the roadway and traffic patterns can be restored prior to the Winter weather descending upon us.

I want to shift the focus now to the Wisconsin Education Association Council, or WEAC as it is commonly known.  Following this, we'll look at the WEAC affiliate that delivers health and other insurance coverages.

WEAC is among the state's 800 lb. gorillas so far as labor organizations are concerned.  It touts having some 98,000 members.  Its history shows a start in 1853, some 8 years after Wisconsin became a state.  It became known as WEAC in 1972 following adoption of collective bargaining laws for public employees in Wisconsin.

WEAC represents the following segments of education today: teachers, education support professionals, custodians, university students, state education employees, paraprofessionals, retired education support professionals, retired educators, library media specialists (one of whom, Mary Bell, is the current WEAC President), nutrition employees, school safety personnel, Wisconsin Technical College faculty and support staff, clerical staff, counselors, secretaries, teacher aides, bus drivers, cooks and state-employed education and information professionals.

WEAC's structure begins at the local level with the local unions such as the Germantown Education Association (GEA).

The local unions are members of a unified services unit, or UniServe unit, in their local area.  That unit includes the professionals required to support the locals, and is typically limited to some 1,200 to 1,500 individual union members.  Five of the largest school districts have their own UniServ units (Milwaukee, Madison, Racine, Kenosha and Green Bay).  The staffs of each UniServ provide locals with collective bargaining, member rights, public relations, professional development, and political action assistance.

The UniServ entities are tied to WEAC in Madison and WEAC is a member of the National Education Association, or NEA located in Washington, D.C.

It is easy to see that this organization is very well developed for the functions it has carved out for itself.  That is among the reasons that education is such an effective political force.  I have made earlier references to the fact that WEAC has spent millions of dollars to assure an attentive audience in the halls of Wisconsin government and in the Governor's mansion.

WEAC has identified its major initiatives for the period 2008-2010 and those are:

School Funding  They state: "It is evident that school funding is broken.  It is at the center of discussion from local to local.  The WEAC Board of Directors has identified measures of success for school funding reform, and they are offering a comprehensive education to kids and fair compensation for members."

Health Care  They state:  "We know that under the Qualified Economic Offer we've been sacrificing salary increases for health insurance.  But WEAC's commitment to health care reform is much bigger.  We care deeply for kids and their families because we all know that health care is also a learning issue."

Professional Development & Licensure  They state:  "Educators are required to focus more attention than ever on licensing and professional development, and WEAC is stepping up to provide quality support and services.  You are the best person to manage your professional development, with support from your union and financing from your district."

Achievement Gaps  They state:  "This issue is very close to the hearts of WEAC members.  The frustration of not being able to meet the needs of all our students drives us to do more - demanding needed resources and bringing the issue forward into a public conversation.  We will continue our work to involve communities, corporations and government in closing the achievement gap."

Membership  They state:  "We are listening to what you need and value, and connecting your union to your daily work.  We are focusing on groups who are already organized - and those who are not yet - in order to fulfill the promise of public education for future generations."

I'll close this piece with the 2009-2010 WEAC legislative agenda.  Their printed material says:

"WEAC Supports Legislation To:

• Repeal the Qualified Economic Offer law.
• Repeal revenue caps.
• Make preparation time for educators a mandatory subject of collective bargaining.
• Increase funding for SAGE to provide $2,500 per low income pupil beginning in the 2009-2010 fiscal year.
• Implement voucher accountability.
• Make attendance of 5-year-old kindergarten mandatory and a prerequisite to admission to first grade.
• Treat education support professionals the same as teachers under the Wisconsin Retirement System in terms of qualifying for coverage and for early retirement calculations.
• Establish WTCS pay equity by requiring that the salary and fringe benefits of part-time technical college instructors be prorated based on the salary and fringe benefits of full-time staff.
• Create a loan forgiveness program for teaching math, science, special education and ELL in high-poverty districts.
• Repeal residency requirements.
• Provide a tax deduction for non-reimbursed classroom purchases.
• Adopt the 'Wisconsin Indoor Environmental Quality in Schools Act' for public school buildings.
• Require school boards to adopt anti-bullying policies.
• Allow parents to take leave time from work to attend school conferences and activities."

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Several things jump out at me as I write this but I'll use another piece to explore those.  The one major thing that occurs is that virtually everything about WEAC means higher costs of education which translates into restructuring school financing laws and that will ultimately translate into more tax dollars.

While we are discussing the area of compensation, I want to take a 'hypothetical' person whom we'll name Jane Doe, and look at her compensation package.

Jane is in her 10th year with the school district.  She has a Master's degree with less than 15 hours of added credit.  This places her in lane 4 and step 10 of the 'matrix' we discussed yesterday.  Assuming that Jane had her Master's degree in the 2006-2007 school year, her base salary would've been $47,937.  In the 2007-2008 school year, her base salary was $49,703, an increase of some 3.7% even though there was no new contract settled and, thus, no new pay schedule in place.

In the school year we are in today, 2008-2009, Jane would be earning a base salary of $51,469 for an increase year over year of 3.55%.  A QEO offer would've more than doubled those increase percentages for Jane.

Total compensation for Jane this past school year was $85,406 inclusive of benefits in addition to base salary.

My point in this exercise is to give citizens some real life numbers to which they can relate versus the percentages that get thrown about without any actual meaning to most of us.

I do not begrudge the income that our educators earn.  It is very important that our children are well-educated and good teachers are a large part of that equation.

Next, we'll look at the Wisconsin Education Association Council (WEAC) and the WEA Insurance Group.

First, there was a story by Thomas J. McKillen in the November 15th edition of Germantown Express News concerning the November 10th School Board meeting.  In that story there were quotes attributed to Jon Stachowiak who is the President of the Germantown Education Association.  The article stated:

"GEA President Jon Stachowiak opened his remarks...by noting that Germantown ranked 'number one in all levels' on the WKCE test scores out of 50 school districts in southeast Wisconsin."

"'The teachers have led their students to a high level of success', Stachowiak said."

"He further stated that two-thirds of district teaching staff have Master's Degrees."

"'This success achieved on the WKCE test is not achieved by putting in a contracted day or working to the minimum", Stachowiak said."

It is important that we recognize the excellence in our district; I was pleased to see this in print.  I thought it also interesting that this had been achieved with the classroom crowding we have been told about.

In that same meeting, Stachowiak also cited that teachers had higher wages in the Hartford, Slinger, West Bend and Kewaskum districts, and said that "another offer by the school board which is the state minimum will not be accepted".  I was disappointed that this comment was made in this setting; that seemed more appropriate in a negotiating session and the board meeting was not being held for that purpose so far as I know.  Additionally, I don't know what he meant by "will not be accepted".  That sounds like a job action of some sort could result.

Teacher compensation has always been a bit of a mystery to me, and I suspect it may be for you, also.

We have a step system in place in Germantown which recognizes the combination of tenure and education.  There are a total of 84 different steps, or pay grades, in this matrix.  It is this matrix that is affected by the QEO that we covered in the first part of this discussion.  If a 3.8% increase is made, part of that goes for benefits and the rest, if there is a "rest", goes for salary and is applied to this matrix.

My understanding is that it is possible for teachers to gain salary increases even if no increase has been granted through contract negotiations.  That would happen if more credit hours had been earned, or if a new degree level had been achieved, or if tenure demarcations had been passed.  It is also possible for both education and tenure increases to be involved and that could see a higher increase in overall salary without regard to contract negotiations.  It seems that it can also be said that increases in total are not always limited to the 3.8% or whatever had been approved.  Certainly, steps could be passed at the same time increases were made to the matrix.

The step increases max out, I believe, when a teacher has obtained a Master's Degree with an additional 30 credit hours earned, and has at least 14 years in the district.  The GEA President mentioned that two-thirds of our district's teachers have their Master's Degrees, although I have no idea as to the cumulative years in the district for any of those people.  That suggests to me that our district has more people in the higher steps than in the lower steps, thus the overall costs to the district would be higher than might seem to be the case.

The 'rule of thumb' I've heard applied says that some 85% of the district budget is consumed by people costs.

This is basically how the system looks at this time.  I want to explore the benefit cost implications and am planning that for another part to this discussion since it could take some time to put together. 

Hedged promises...

Promises are made in every election campaign, and especially in presidential election campaigns.  We're told that one candidate will do this for us and the other will do that for us.  We are made promise after promise, almost on the order of a 'can you top this' game.

Today, as the president-elect makes his preparations for the assumption of office, there is a decided 'tamping down' of his promises.  Those promises are said to have totaled some $135 billion per year.  Those are the promises that can be specifically identified.  There are another 'passel of promises' that we'll never be able to price because they were implied to special interest groups and/or made in somewhat more private settings as deals were cut.

Already, we see and hear that some are "shocked" that their pet things are being relegated to the back of the line so far as promises to be kept.  There is a very simple thing that all should remember, and that is this:  If you vote for a person on the basis of promises made that will favor you or your special interest group, you need to step back and reassess just how you'll make voting decisions in the future.  After the campaigning is done and reality begins to reestablish itself, we realize that not every promise will be kept, that some will but they won't resemble what you expected and that some will result in nothing like what you expected they would.

Today, there simply isn't $135 billion available for the grandiose promises made on the trail to the White House.  And, even the money that may be available will be allocated according to lobbying and the back-room deals in Congress.  Your needs and my needs be damned; there are more important things that have to be accomplished...such as the payoffs to those who got the next president to this point.  And that is the case no matter which ticket won the popular vote.

Character would be a much better barometer with which to gage decisions than promises which were probably only intended to gather a few more votes.  I hope all of us voted on that basis...but I am skeptical.

Bail-out expectations...

It is amazing to me, although it shouldn't be at my age, to see the length of the lines of those special interests seeking a government bail-out.  The Freddie Mac and Fannie Mae sub-prime mortgage debacle (Barney Frank, Christopher Dodd, and Charles Schumer continue to try to hide from their special culpability in all this) pointed out just how shaky the economy was.  That proved to be more than the economy could swallow without massive corrections.

And, it showed the truly global nature of the economy...every country was in a very tenuous position economically and all are now in the tank...except maybe for China and maybe for India.  Even the oil sheiks are pinching pennies or whatever it is they pinch.

Enter stage-left...

The likely actors were lined up before we knew the magnitude of the debacle to come.  The investment banks, the insurance companies, the commercial banking industry, the Wall Street stock barons, the hedge fund managers; all were waiting for their piece of the bail-out.  So some $700 billion was thrown into a thing called TARP and the Treasury Secretary, Paulson, was given the go ahead to steer us through.  Of course, Congress began almost immediately to try to seize the tiller and steer where it thought it could garner the greatest political gains.

Detroit has been in shambles, and that happened long before the most recent economic decline; and that is in no small part courtesy of both federal and state politics and excessive payroll costs, both labor and executive.  The auto makers were 'given' $25 billion for "green" manufacturing change-overs.  That money has yet to be dispensed, by the way, as is so often the case when Congress does something like this.

The Democrats are now working their behinds off to force the Bush administration to move ahead on the next major phase of the 'bail-out' by trying to get a new hand-out through in the coming "lame duck" session starting tomorrow.  The obvious reason behind this is simple, they can then point to one more "failure" on the part of 'Bush 43' when this all goes down the toilet...which is most likely where it'll go.

The Republicans, of course, are trying to sit this one out by saying that the $25 billion of "green" money ought be the bridge that Detroit is seeking, to force the Democrats to finally have to show some political courage of their own come January 20th.  It would make the Republicans happier if they were able to paint the Dems with the brush that had been reserved for President Bush and the Republicans.

Underlying all this action on the 'stage', to which I referred earlier, is the problem you and me are facing as members of the audience for this multiple act thriller/dark comedy.  Yet again, we see that politics trumps everything in Washington, D.C. 

Our representative democracy is the greatest form of government ever seen on this earth, but it sure has its seamy and vulgar sides...and we seem to be witnessing most of it today.

And you and me are the only people who can make that less a problem as we cast our future votes.  We must demand better...and we must punish those who disobey our demands by sending them home!

The angst that followed the election concerning the defeat of the referenda items has subsided a bit.  I want to explore the whole subject of education in our community and state, and have been discussing many issues with those involved including school board members from communities in Wisconsin, educators and taxpayers.  I have no idea how long this series will run, but the input of the citizenry is important and I hope this might provoke some additional rational discussion.

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I was off the mark on the qualified economic offer (QEO) when I referred to it as the maximum amount that could be provided to teachers in the combination of salary and benefits.  The QEO was instituted in 1993 and replaced the then mediation and arbitration system,  It provided that school boards providing at least 3.8% increases of salary and benefits combined would be protected from binding arbitration which had been problematic for school districts up to that time.  In this sense, the QEO is the minimum and usually the maximum.

There are teachers/former teachers who would admit that the QEO has served to protect the jobs of teachers that might otherwise have been cut in the old binding arbitration days since the arbitrators could assess whatever they felt was appropriate in terms of combined increases without regard to the district's ability to pay the added load.

Similarly, those people would also indicate that rescission of the current QEO rules and their replacement with mediation/arbitration, as the governor has tried to gain over the past several budgets, would probably cause teacher terminations since the proposed mediation/arbitration language has been moot on the subject of districts' ability to pay.  That leads, I suspect, to some of the 'scare' tactics citizens face whenever teachers' compensation is debated.  We almost always hear of the 'programs that will have to be ended if...' there were to be limits to increases proposed.  Those debates seldom, if ever, are concerned with actual reductions, but almost always with limits to the amounts of increases.

The cost of healthcare has played a significant part in the rising cost of education.  The 3.8% increase has to cover the cost of benefits and compensation.  If the health premium increases in double-digits annually, that translates into relatively little remaining for salary increases.  In the unregulated world that most of us occupy, the employer makes the decisions and enforces those decisions.  That world does not exist in education.

So, it is possible to extrapolate that the removal of QEO and its replacement with mediation/arbitration, without consideration for a district's ability to pay, could result in teacher losses, increased class sizes and some issues surrounding the nebulous issue of 'quality of education'.  That issue is nebulous in that it is poorly defined on a consistent basis.  It seems that whenever we get into those discussions, the achievement side becomes dynamic so that it is never quite possible to gather information permitting solid decision-making to occur.  Cause and effect are difficult to equate in those discussions.  That coupled with the emotional response that comes very quickly from one or both sides fairly well suggests that we'll not get to a good, solid, well-informed decision.

Under our current rules, after the 3.8% has been granted by the district, and that is not acceptable to the teachers, a mediator is brought in to attempt to help the sides find common ground.  If neither side is willing to give ground, the mediator can declare an impasse and the 3.8% offer is put into place with no further negotiation.  This has tilted the equation to the district's side and it has been that way since QEO was created.  It is understandable that teachers would find this 'unfair' even though you and me might think 3.8% was a pretty fair increase...especially if we've not received an increase for awhile...or if we've lost our job due to cutbacks.

Next time, we'll look at some hypotheticals that put some numbers in place.

A few short weeks ago, our governor mentioned that we would be contending with as much as a $3 billion budget shortfall in the next biennium.

A few days ago, that number was escalated to as much as $4 billion.  At that time, the governor was quoted as saying that he would do everything possible to avoid having to increase taxes.

Today, we appear to be staring a $5 billion budget shortfall in the eye, and, while he says he will do everything possible to avoid tax increases, there is some mention of income tax and sales tax.

I am reminded of that age old 'frog in the water' story.  We're the frog and the State of Wisconsin is the water and the elected masses will prove to be the hand that turns the heat up so that we boil under the strain of tax increases.

In the intervening few weeks, there has been no talk about how the budget can be cut to accomplish the magic 'balancing' act.  The state budget has been rigged for this failure for awhile.  Handy dandy accounting games have been used to continually push a significant shortfall into the next biennium in order to help "balance" the current biennium. 

That and the use of funds 'stolen' from every little rainy day money pot the governor could find have, to mix metaphors, kept the wolf from the door; but the 'big, bad wolf' has just huffed and puffed and the door is about to cave in on top of us taxpayers.

There is no other money available.  There are only budgetary cuts or tax and fee increases.  Guess which will be used to get the majority of the shortfall covered.  Oh, there will be some marginal cuts for our consumption but nothing even approaching what is required.

What will they cut?  Education?  Are you joking?  The new health care program they're trying to foist on us?  Are you joking?

I'm sorry to tell you that I think we all better buckle our chinstraps; we've a rough ride ahead and the Democrats are in control.  They haven't been too anxious to reduce spending as I recall.

Maybe I'll be surprised; I certainly hope so.  I'd love to take a bite of that crow!

Sendik's Food Market 60 Days Later...

I have yet to encounter a Sendik's associate who wasn't happy to be there and who wasn't happy to help me.

I have noted that the facility remains bright and cheery with a very clean floor, which I thought might be problematic given carpeting.  Winter will be a bigger challenge.  Shelves are always fully stocked; delicious samples are scattered throughout the store.

I don't know about you, but I am happy Sendik's selected Germantown as the site for one of their beautiful grocery facilities.

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Veterans Day 2008...

Remember that the 2008 Veterans Day ceremony will be held at the Veterans Memorial at the corner of Freistadt Road and Park Avenue on Sunday, November 9th at 10:30AM.  If you've not seen the memorial, it is worth your time.

A little history...

Veterans Day was originally known as Armistice Day when proclaimed by President Woodrow Wilson for November 11, 1919 to celebrate all veterans of World War I.  It finally became known as Veterans Day on November 8, 1954 when Congress amended the act to change the name and to have the day honor all veterans who have served their country.  The President was Dwight D. Eisenhower.

The American Legion will also conduct a flag disposal ceremony following the program so that you can properly dispose of any torn, tattered and/or faded American Flag you may have.

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County Supervisors Cut Property Tax Levy...

The supervisors agreed to take half of the county's sales tax revenue into the operating budget for 2009.

Unfortunately, this budget cuts the $35,000 for the County Convention and Visitors Bureau and cuts $15,000 from the Fair Park.  The Village of Germantown is working to assist the Convention and Visitors Bureau since it receives significant promotion from that organization and felt that the funding cut by the county would have consequences for the community and its merchants.

The county set a 2009 tax rate of $2.71 per $1,000 which is down about $0.10 per $1,000 from this year.

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SRO Officer In Schools...

I had the pleasure of meeting SRO Tim Miller during the Citizen Police Academy session this past Wednesday evening.  He gave us an overview of his duties in the schools and discussed the changes that have been brought about since this program was initiated.  "SRO" means School Resource Officer.  The SRO is a sworn officer and funding for this position is paid jointly by the school district and the police department on a 75%-25% ratio, respectively.

Our high school is a much quieter place of learning than before the initiation of this program several years ago.  Student fights seldom occur now; the SRO has formed relationships that help both students and administration.  And, students develop, I suspect, a much different view of police officers having had this experience.  The SRO is available for class instruction whenever the subject matter entails.  SRO Miller, in this case, can 'tell it like it is' during driver education and health classes, for example.

This strikes me as a very good use of taxpayer dollars that provides both a current payback as well as future benefits.

The voters in Wisconsin have decided that the Democrats are going to run the state for at least two years.  They control state government and can, if they choose, push their way past any Republican opposition.  That remains to be seen, however I suspect the power vested in the Democrats will be too much for them to resist.  Just as there is a 'pent-up demand' in the Democrat majority in Washington, there is also that same force at work in Madison.

Some of the things I expect we'll see include (in spite of my protestations):

• Smoking Bans that apply to all public buildings, and some outdoor public spaces across the state...
• These bans will follow the patterns set by some municipalities and counties that have taken action already.  The ban will probably include taverns and gaming establishments.  The ban will not attempt to outlaw tobacco products but could also include additional taxation above and beyond that we've seen in the recent past.
• These bans will, unfortunately, trample on the property rights of business owners.  Tavern owners should be given the right to determine if they will appeal to non-smokers or to smokers.  Cigar bars and retail smoking parlors should be permitted to continue to exist.  Second-hand smoke and its dangers to employees will be the mantra and "property rights be damned" will be the battle cry.
• Expansion of state-funded health care plans...
• There will be little or no opportunity for a rational discussion of those already existing programs where lessons could be learned because the controlling party members want no such 'light of day' to shine on their ideas.  That proved too damaging in the past, and they have the raw power to ram this through.
• We risk moving too far down this slippery slope so as to inhibit a return in the future as this behemoth proves to have been the wrong decision.  These incursions in the 'free marketplace' will carry a dastardly price tag.
• There will likely be more 'mandated benefits' than in the past in spite of the fact that a significant part of our cost issues can be laid at the feet of existing over-zealousness on this front.
• Education Economics...
• I am convinced that the QEO (qualifying economic offer) provisions in place now will be eliminated or significantly altered and that this will lead to higher taxes within a year.
• I expect that there will be a significant change in the manner in which education is funded and there is a present danger that, without adequate debate, those results will be skewed toward the establishment and not the students and taxpayers.
• I expect to see limitations on alternative forms of education such as home schooling, Internet Schools, school choice and on and on.  WEAC owns the Democrats and it will demand its payback.
• Increased Taxes...
• At the very time when our state should be cutting expense to reduce the tax burden, it will add expense.  The state budget is already some $3 to $4 billion underfunded.
• Mandated programs implemented at the state level are unlikely to be adequately funded, so localities will be forced to increase their taxes to comply.
• Caps on local tax increase rates will be lifted or significantly modified so that property taxes can and will increase more often and at higher amounts.  There is never 'enough' money and there are always 'good programs' that really need to be enacted.

My concern is that the controlling party will be unable to keep itself from making too many things on its 'wish list' reality, and we will all suffer as the result.

I really hope that I am wrong

Now that the dust of the election returns has begun to settle, the talk of the governance approach of our new president has taken flight.  I have read several pieces that discuss this subject and heard several discussions on the same subject.  The Wall Street Journal had an excellent editorial today titled Obama's Real Opposition.

The subject of that piece was the old line liberals who will be pushing and pulling President Obama as they wish, to make him decide as they wish him to decide.

There are many who believe that President Obama will actually move to the center left as he takes office and begins to face the daily decisions required of him.  There are also many who remind us of his very liberal voting record and suggest, therefore, that he'll govern from the left or far left.

We are reminded of those with whom President Obama will interact:

• David Obey from our own state who wants to slash the defense budget to get money for his social entitlements.
• Barney Frank who recently said that he thought defense could be reduced by 25%.
• Chuck Schumer who continues to push banks to lend more money even after being heavily involved in causing the Freddie Mac/Fannie Mae problems due to similar tactics.
• George Miller who heads the House Education and Labor Committee who is talking about 'nationalizing' 401K and other private pension plans to free up all that money for other purposes.
• Jim McDermott who chairs the House Ways and Means Committee and who seems to like Mr. Miller's ideas.
• John Conyers who loves the idea of the Europeans indicting President Bush and Bush officials for 'war crimes'.
• Henry Waxman who wants to grab the Chairmanship of the House Energy and Commerce Committee from Rep. John Dingell so that he can really push the global warming agenda.
• Pete Stark who believes that a Canadian-style single payer health care system is exactly right for us.
• Rep. Pelosi whom we presume will retain her leadership post will continue down the very liberal path she has trod to now.
• Sen. Reid whom we presume will continue in his leadership role, although he could find that a difficult task given his miscues so far.

These men are well-seasoned congressional combat veterans who know the inner workings much better than does the new President Obama.  They will stop short of nothing to take advantage of what they see as a 'significant mandate' from the United States electorate.  They are running short of time in which to make the country over into the image they believe is best for us all; they will not be anxious to slow their pace simply because a new president wants that to happen.

President-Elect Obama has seemed to recognize this in his appointment of Rep. Rahm Emanuel (D from Chicago) as his new Chief of Staff.  This is the single most powerful position in any White House.  The person in this role manages the President; he determines who the President will see and what he will hear; he selects those on the staff who will be granted limited access to the President; he will play a very large part in determining the programs the new president will pursue and the order in which various initiatives will occur.  Everything goes through the Chief of Staff.  Everything.

Emanuel is a rough and tumble Chicago-style politician.  He is liberal.  He is going to be a tough Chief of Staff.  The battles between him and those in Congress who believe they deserve the President's ear will be legend before this tour of duty is finished.

I suspect that our new president will be pushed to the left of center very quickly whether or not he wishes to be in that position.  The question in my mind is just how far left of center he'll end up after the first hundred days that seem to be so magical.

He will have inherited a terrible economy and a country with so much debt that it will be able to do only limited things in the way of new programs.  Against that backdrop stand the legions such as described above who simply don't care about this, that or the other.  They are intent on getting their way, on making their imprint seen.

This Congress has it within its power to limit this new president to a single term, as was the case with President Carter, if it forces the new president too far to the left and pushes too hard for what it thinks is now being demanded by a country they believe to be left-leaning like themselves.

GEA Members Protesting...

I have learned that teachers in Germantown, members of the Germantown Education Association, are apparently protesting by wearing black clothing, or black armbands and pins over their lack of a contract that expired a few months earlier.

The offer from the Board/Administration was in accordance with the QEO (qualified economic offer) rules still in effect in Wisconsin that cite a maximum of 3.8% compensation increase including benefits according to my information.

I Blogged yesterday about the QEO going away in Wisconsin given Democrat control and WEAC support.

Could this be the first salvo in that battle?  Is it just coincidence that this occurs the day after the election, or is it part of well-planned scenario to force that issue sooner rather than later.

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GOP Voter Turn-Out Down In Washington County...

I learned from an benefits industry newsletter this morning that voter turn-out on the GOP side of the race for president were off from the most recent similar race.

Washington County showed 50,641 votes for Bush in 2004 while there were a total of 47,725 votes cast for McCain.  Waukesha County showed 9,837 fewer votes for McCain versus Bush in 2004, and Ozaukee County reported 2,744 fewer votes for McCain versus Bush.

Given the intensity of the campaigning and other races that were involved, this would seem to suggest that conservatives were really 'put out' over being forced to cast votes for the least desirable of the Republican candidates that started the race.

These three counties are solid conservative counties typically.  Maybe this was a backlash or maybe there were more casual Republican voters who were swayed to cast their ballots for Obama because they liked him rather than as a protest of their selection.

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MATC Response Opposing The Germantown School District Petition Filed...

A 54 page response is available for your review on the MATC website if you like.  I've gleaned some of that information as follows:

• "MATC offers the highest quality and greatest variety of programs and learning opportunities in the most diverse college in Wisconsin.  Germantown has benefited enormously from MATC's resources."
• "As discussed below, reorganization would certainly not be in the best interests of the hundreds of Germantown residents who attend MATC, utilizing programming and coursework that is unavailable at Moraine Park."
• "...Germantown has not presented any compelling reason to sever its productive, long-standing relationship with MATC and realign Germantown with Moraine Park.  To do so would-in effect-place an unfunded mandate upon MATC by reducing its revenues without any corresponding reduction in costs.  Programming and enrollment data strongly suggest that Germantown residents will continue to attend MATC and utilize its resources, even if reorganization occurs."

This could, and does, go on and on through the course of the 15 page letter signed by the MATC President, Dr. Darnell E.Cole, and the MATC Board Chairperson, Lauren Baker.

It asserts that there is no real reason for the petition other than our desire to get out from under the $5.7 million annual tax burden (that MATC fails to acknowledge has climbed exponentially over time).  It complains that the sole reason for the petition is financial and it says that isn't permitted as a reason for consideration.

I was struck by the fact that MATC can decry the petition on the basis of the financial havoc that would be visited on MATC but the citizens of the school district are denied the same opportunity.

MATC brags about the unique courses available, and the commuting distance differences.

That rings hollow to me since there has been no indication that Germantown students, as few as they are in total number, are seeking out MATC for those "unique" courses.  The discussion of "distance" rings hollow for me since I can drive "more quickly and more easily" from Germantown to West Bend than to either the Mequon campus or the downtown campus.

MATC points out the $2.7 million investment made in the Mequon campus over the past ten years but fails to acknowledge the $40 to $50 million in taxes paid by us citizens over that same time span.  Again, the point of money is made by MATC but cannot be used to defend the petition.

MATC says it would have to engage in "substantial" program/job cuts" if the petition were to be approved.  What a novel idea for this organization contrasted with the endless tax increases that have been and will continue to be levied.  Once again, they can use the fiscal fact set they create to defend against our petition but we cannot use the fiscal fact set we create to auger in favor of our petition.

I  have long maintained that the likelihood of a ruling favorable to the Germantown School District in its petition to move to Moraine Park was a long shot, at best.

Reading the story put together to defend the poorly run MATC organization makes me ill, as it also helps me see that the likelihood of a favorable ruling is probably much more remote than I had ever supposed.

This is such a classic case of a non-elected governmental body with taxing authority being judged by its own parent to the detriment of us citizens.  This simply has to change...but that isn't going to happen for the time period during which the Democrats control state government.  I'd simply better come to understand that and forget trying to tip windmills.

First, thank goodness that the elections are essentially over this morning.  This seemed a particularly grueling election season although I don't quite understand why.

From a personal perspective, I won some and lost some; probably like many of you.  Now, I'm trying to determine what I think will be happening as the result of the votes made yesterday and earlier by absentee ballot.  I haven't even thought about the national implications, but have some ideas about our state and local implications.

The Democrats achieved the 'trifecta' they have desired by taking control of the Assembly, and keeping control of the Senate and statehouse.

Some of the results that I foresee are these...

• The state budget is in a three to four billion dollar shortfall situation,  I think we'll see an increase in the sales tax statewide, and that we could see an increase in our income taxes, as well.
• The municipalities have long complained about the limitations they face on local property tax increases.  I think those limits will either be removed or significantly increased so that we will almost certainly see property tax increases at our village level.
• The state teachers' union, WEAC, has long advocated the removal of the QEO (qualified economic offer) rules in Wisconsin.  I think we'll see QEOs gone and that will result in some very large increases in teacher compensation and benefits thus increasing our local property taxes on that score, as well.

Among the other hot button issues will be the discussions concerning a state run health care plan for virtually all citizens.  This has been happening incrementally in the various BadgerCare plans, but I expect to see a real push in the coming year.

Given the budget shortfall and the pain that will cause, I suspect that other programs will have to be put on the 'back burner'.

Other things, such as the ban smoking movement will be much more visible.

Some have wondered if our current governor might be selected to become part of President Obama's leadership team.  Governor Doyle is actually less liberal than is the lieutenant governor, Barbara Lawton.  I won't be surprised if Governor Doyle is tapped for a role in Washington, but I'll grit my teeth at the thought of a "Governor Lawton".

Wow, voting day is finally here and my telephone will quit ringing so much, my mailbox will be less cluttered and I can either celebrate or cry in my proverbial beer.  This election 'season' has seemed to go on forever.  Several things are at top of mind this morning...

Milwaukee Police Unit Disbanded...

The special investigative unit of the Milwaukee Police Department that generated the 67 page election fraud report has apparently been disbanded some five days prior to today's election.  The detective who led that operation has, according to the Wall Street Journal, been relegated to the sidelines today.  John Fund of the Wall Street Journal reported this morning that Detective Michael Sandvick had predicted that Wisconsin could see as many as 55,000 illegal votes cast.  He cited the cross-border flow from Minnesota and Illinois since Wisconsin is one of only eight states that have 'same day' registration coupled with the weak verification of eligibility.  His estimate was that as many as 30,000 votes could be cast today in that manner. 

There are only two people of whom I'm aware who could've caused this 'stand down' and those are Milwaukee Mayor Tom Barrett and/or Police Chief Flynn.  Neither has been available for interviews today to my knowledge.

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My Voting Site...

I drove past the site where I vote at about 7:20AM today and was astounded at the number of vehicles parked and at the length of the line of people waiting to move into the building to vote.  I plan to vote in the 9:00AM range and we'll see if this surge was simply caused by people on their way to work as I suspect.

At any rate, it certainly seems that our voter turn-out will be in the range predicted by the Village Clerk's staff which I recall was in the 73 percent range.

On top of this was an inordinately high number of absentee ballots being cast based on my casual observations of parking lot loads during the preceding couple of weeks and of anecdotal comments from people working in village hall.

UPDATE:  I voted at about 9:20AM and was number 580.  The people were still streaming in and there was about a ten minute wait at that time.

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Media Hype...

I am angered with what now seems to pass for the mainstream media so far as their seeming promotion of Obama's 'inevitable' victory.

We have been fed the 'facts' for many days that there is no way for McCain to win.  There are, unfortunately, too many voters who are swayed by this 'stuff' and who don't think for themselves.  If just 1% of potential voters were dissuaded from 'wasting' their time voting, the swing could become a 'self-fulfilling' prophecy.

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Direct Legislation...

Finally, we are witnessing direct legislation in Milwaukee concerning mandatory sick days from employers.  This would create a burden for many businesses that would force them to close or move thus negatively impacting the residents.  But, there are too many who can't or won't think these issues through and simply vote because they like the idea that they can have sick days. 

We are witnessing some 25 to 30 communities across the state that have ballot questions concerning 'mandatory health care plans similar to those afforded state employees'.  These types of issues are done at the state level but grass roots groups have begun to work at the local levels to bring some pressure to bear on state legislators.  The simple fact is that there isn't enough money in the state to provide that level of health care coverage for all the residents.  We would bankrupt ourselves.

Having family members in Colorado, I am reminded of the folly that those voters are subjected to in the form of ballot initiatives.  There are something on the order of fifty individual questions on ballots in Colorado today that require some real effort to understand.  The majority of voters do not take the time to do their own research and, instead, follow the direction of their associations or unions or professional affiliations.

This is a very dangerous thing, in my opinion, that lends some credence to the old saw about us voters getting the government we deserve.

There has been much ado over the signing of a "No Tax" pledge by Rep. Wasserman and whether or not he violated his pledge.  This issue has been debated and both candidates have gone after the topic vigorously.

Rep. Wasserman appeared on the Mark Belling Show on WIS